There are many reasons to refinance your current loan, lower your rate, lower your payment, remove monthly mortgage insurance, shorten your term or Rehab refinance to do improvements to your home.  Some of these loans are called Streamline Refinance and do not require an appraisal.  Many times with the current market conditions in Colorado, refinancing can be done with no appraisal.  MYTH:  Most people believe that you must lower your rate by at least 1% to for it to benefit.  This is not necessarily correct, example;  If you have a balance on your current mortgage of $150,000, lowering your rate 1% will not always pay for itself within 24 months.  Reason is you may only lower your payment $60.00 a month due to loan size.  But then again if your loan balance is $350,000 then lowering your rate by ½ or ¾ could save you $200.00 a month, and that is substantial over the term.

Just imagine what you could do with an extra $100, $300 or more each and every month.
You might decide to apply the savings toward your balance and build equity faster. Or maybe you just might want to put the money in your savings account or portfolio and watch it GROW! The best thing is. you’re in control . You decide what is best for your family!


  • Reduce Your Interest Rate
  • Cash Out Equity for Home Improvements
  • Consolidate Debt
  • Lower Monthly Payments
  • Shorten Your Loan Term
To Refinance You’ll Need:
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